Content claims

Media Liability

Q: What can trigger underwriting review for Media Liability?

Prior takedowns, demand letters, or lawsuits High-risk topics: crime, finance, health, politics, accusations, investigations Use of third-party clips, music, brands, public figures, or private individuals No release/licensing workflow for recurring production

Protection for claims tied to what you publish, say, stream, write, film, record, or distribute, including AI-generated media with no exclusion solely because generative AI was used.

Best fit

Creators, podcasters, journalists, streamers, educators, reviewers, newsletters, studios, and digital media companies.

AI media coverage

AI-generated and AI-assisted media are included.

There is no exclusion solely because generative AI was used. Other policy terms, exclusions, limits, rights requirements, and underwriting still apply.

What it helps with

✓Defamation, libel, slander, and product disparagement claims

✓Copyright, trademark, title, slogan, and idea-submission disputes

✓Invasion of privacy, right of publicity, and misappropriation claims

✓DMCA takedowns, demand letters, and content-related legal defense

✓Personal and advertising injury tied to published content

✓AI-generated and AI-assisted media, with no exclusion solely because generative AI was used

Not usually for

✕Contract disputes unrelated to published content

✕Bodily injury at an event or shoot

✕Your own lost revenue from platform demonetization unless endorsed

✕Intentional illegal acts or knowingly false statements

Creator claim examples

A business claims your investigative video made false statements and cost them revenue.

A rights holder says your reaction video used too much copyrighted footage.

A person featured in a clip claims invasion of privacy or unauthorized use of likeness.

Underwriting review triggers

!Prior takedowns, demand letters, or lawsuits

!High-risk topics: crime, finance, health, politics, accusations, investigations

!Use of third-party clips, music, brands, public figures, or private individuals

!No release/licensing workflow for recurring production

Want this in the quote?

Select Media Liability in the quote flow. If the exposure needs review, SafeWord should route it to underwriting instead of pretending everything is instant-bind eligible.

Start quote See claim scenarios

Related coverage

Cyber Liability

Protection for account compromise, data incidents, ransomware, privacy events, and the response costs that follow.

Professional Liability / E&O

Protection for claims that your professional services, advice, deliverables, or sponsored work caused financial harm.

General Liability

Protection for bodily injury, property damage, and certain personal injury claims from offline business activity.