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Advice and services

Professional Liability / E&O

Protection for claims that your professional services, advice, deliverables, or sponsored work caused financial harm.

Best fit

Creators who sell advice, consulting, coaching, production services, paid courses, brand strategy, financial education, health content, or business services.

What it helps with

✓Negligent advice, errors, omissions, or missed deliverables
✓Sponsor or client disputes over contracted services
✓Course, coaching, consulting, or paid community allegations
✓FTC, advertising, affiliate, or disclosure-related defense when applicable
✓Claims that professional content or services caused financial loss

Not usually for

✕Pure defamation or copyright claims, which usually sit under media liability
✕Bodily injury or property damage
✕Guarantees of investment, health, or business outcomes
✕Fraud, dishonest acts, or intentional rule-breaking

Creator claim examples

A sponsor claims a campaign was mishandled and seeks reimbursement plus lost sales.
A paid course buyer alleges your guidance caused a business loss.
A consulting client says your content strategy advice damaged their brand.

Underwriting review triggers

!Specific financial, medical, legal, or professional advice
!Guaranteed outcomes or aggressive earnings/health claims
!No written client or sponsor contracts
!High revenue from consulting, coaching, courses, or agency services

Want this in the quote?

Select Professional Liability / E&O in the quote flow. If the exposure needs review, SafeWord should route it to underwriting instead of pretending everything is instant-bind eligible.

Start quoteSee claim scenarios

Related coverage

Media Liability

Protection for claims tied to what you publish, say, stream, write, film, record, or distribute.

Cyber Liability

Protection for account compromise, data incidents, ransomware, privacy events, and the response costs that follow.

General Liability

Protection for bodily injury, property damage, and certain personal injury claims from offline business activity.