Insurance pricing that starts where creators actually are
SafeWord follows the approved CFC content creator structure: annual carrier premium, clear media and professional liability tiers, and separate GL/cyber treatment.
Policy period
12-month annual premium
Coverage basis
CFC-aligned creator liability
Bind path
Instant when inside appetite
Tier 1
Media only
For creators who need media liability protection without contract E&O.
Starting from
starting annual premium for eligible creators under $50k revenue
Starting from $850/yr at $50k+ revenue
Limit
$500K / $1M
Tier 2
Media + professional liability
The main SafeWord product for working creators and media businesses.
Starting from
starting annual premium for eligible creators under $50k revenue
Starting from $1,000/yr at $50k+ revenue
Limit
$1M / $2M
Separate add-ons
Add the coverage your creator business actually needs
Media and professional liability are the core SafeWord options. General liability can be added separately for eligible creators who need venue, event, product, or in-person coverage. Cyber will be offered separately once final add-on pricing is approved, so we can capture the need now without presenting it as included.
Underwriting review
Fast quotes for straightforward risks. Human review when it matters.
Review is not a decline. It just means an underwriter should look at the details before we offer bindable terms.
Coverage guide
Coverage lines explained
Media Liability
Protection for claims tied to what you publish, say, stream, write, film, record, or distribute.
Cyber Liability
Protection for account compromise, data incidents, ransomware, privacy events, and the response costs that follow.
Professional Liability / E&O
Protection for claims that your professional services, advice, deliverables, or sponsored work caused financial harm.
General Liability
Protection for bodily injury, property damage, and certain personal injury claims from offline business activity.
Common questions
Is this monthly subscription pricing?
No. These are annual insurance premiums. Financing may be available separately, but the approved product is annual carrier premium.
Why does it say starting from?
The starting premium assumes the account is inside appetite and below the first revenue breakpoint. Final terms depend on revenue, content, platform, claims history, and underwriting review.
Is cyber included?
No. Cyber is separate and pending final add-on pricing. SafeWord can capture the need now and follow up when cyber pricing is ready.
Can I add general liability?
Yes, when inside appetite. GL is priced separately at $650 for $1M, $950 for $2M, and $3,500 for $5M.
Ready for the actual indication?