Real-world injury and property damage

General Liability

Protection for bodily injury, property damage, and certain personal injury claims from offline business activity.

Best fit

Creators and studios doing shoots, pop-ups, live events, meetups, rented locations, workshops, or on-site production.

What it helps with

✓Bodily injury to third parties at covered events or business premises

✓Property damage caused during covered business operations

✓Venue, landlord, or event certificate requirements

✓Certain personal and advertising injury claims outside pure media exposures

✓Defense costs for covered slip-and-fall or premises claims

Not usually for

✕Content defamation, copyright, or privacy claims

✕Owned auto exposure

✕Employee injuries

✕High-risk stunts, pyrotechnics, drones, or large events without review

Creator claim examples

A fan trips over production gear at a live meetup.

A rented studio claims your team damaged floors or equipment.

A venue requires a certificate before allowing a workshop or shoot.

Underwriting review triggers

!Live events, alcohol, stunts, drones, vehicles, or pyrotechnics

!Large audiences or ticketed events

!Rented venues requiring special wording

!International shoots or hazardous locations

Want this in the quote?

Select General Liability in the quote flow. If the exposure needs review, SafeWord should route it to underwriting instead of pretending everything is instant-bind eligible.

Start quote See claim scenarios

Related coverage

Media Liability

Protection for claims tied to what you publish, say, stream, write, film, record, or distribute, including AI-generated media with no exclusion solely because generative AI was used.

Cyber Liability

Protection for account compromise, data incidents, ransomware, privacy events, and the response costs that follow.

Professional Liability / E&O

Protection for claims that your professional services, advice, deliverables, or sponsored work caused financial harm.